About Us
Flexible personal loans from £100 to £1,000. Repay over 12 months with specialized support for first-time borrowers.
Adage Credit is a social enterprise that focuses at the grassroots, specifically those from minority ethnic groups experiencing greater exclusion from the financial system.
We are members of…
Consumer Credit Association (CCA)
We voluntarily follow the CCA’s code of practice which sets out the standards of business practice for members of the CCA. This means customers get extra peace of mind for knowing that this additional protection exists.
Responsible Finance
In addition, we voluntarily follow the Responsible Finance’s code of practice which sets out the standards of business practice for the members of the Responsible Finance. This means customers get extra peace of mind form knowing that this additional protection exists
Personal Loans
Ranging from £1,000 to £1000 with repayment for up to 12 months.
Business Loans
Ranging between £100 to £2,000 with repayment for up to 24 months.
Brokerage Services
Ranging between £1,000 to £25,000 with repayment ranging between 3 to 60 months.
Frequently Asked Questions
Common Inquiries from our customers.;
Can I get an Adage Credit personal loan with a bad credit score?
Although we still consider your current income and ability to repay our short term loans, your application won’t be considered solely based on your credit history. We understand how challenging it can be to meet financial demands, which is why we make our decision based on a number of other factors.
Instead, we’ll consider how much you are requesting to borrow, how long your repayment schedule is and the total repayment amount. This will help us decide whether the amount you have requested is achievable in that time period.
Am I still eligible for short term loans without a guarantor?
It isn’t essential for our borrowers to have guarantors as we understand this can hinder the accessibility of our loans. Our eligibility requirements determine that borrowers should be 18 years of age, a UK resident and have a mobile number and banking account that credit can be paid into. Your credit decision will instead be made based on your borrowing request and these criteria.
Does borrowing from Adage Credit affect my credit score?
Receiving your personal loan quotation will not affect your credit score, meaning you can compare our rates before completing your application. However, missing payments once you have received a loan from us can detrimentally affect your credit rating. This means it is crucially important to choose a repayment plan that you can afford, or contact our team if you fall into hardship.
Nevertheless, our loans can also positively impact your credit score. Consistent, timely repayments will demonstrate that you are a reliable borrower, improving your ability to receive credit in the future.
Favorable reviews and testimonials
Discover what our clients have to say about us
My experience with adage credit was amazing, I was really in need of money, I didn’t have hope as my credit score is very low, amazingly Adage managed to credit me, customer service was very helpful, she went through the application and I got the payment I requested the same day.
Chrissy Mvuemba
Great company for affordable loans
Customer service is great, application was simple and the team explained how much they could provide me and how I can make repayments, so far adage I would 100% recommend for anyone looking for an affordable loan.
Sibsxo
The lady I spoke with who finalised my…
The lady I spoke with who finalised my loan was absolutely fantastic, she explained everything and was very polite , happy and courteous. I really refreshing attitude from a loan company, I will definitely be recommending to others.
Mr Maxwell
Need Advice or Support?
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